- What is IPIRP?
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IPIRP stands for Internet Point and Insurance Reduction Program. Initially known as PIRP, the IPIRP course is the same defensive driving course delivered in an online format.
- Does this course qualify for point reduction and insurance premium reduction?
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Yes. This course will reduce your point total by up to four points, depending on when the points were assessed. It will also give you a mandatory 10% automobile insurance discount for 3 years.
- How long is the online New York Defensive Driving Course?
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This defensive driving course is a total of 6 hours. But, unlike the classroom course, you can log on and off and complete the course at your own pace.
- Do I have to take a test at the end?
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No. This course does not require you to pass a final exam to get your certificate.
- How do I know I can qualify for point reduction?
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You must have received the violation and points eighteen months before course completion. Points for earlier violations or future violations will not be affected.
- How do I get my points reduced by taking this defensive driving course?
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Once you complete the course, we will notify the New York DMV. At that point, it will be entered on your driving record and it will automatically reduce your active point total by up to four points. Important: "Point reduction" means the DMV will not count up to four points on your driving record toward license revocation or suspension.
- How do I verify my course completion has been noted on my driving record?
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We will be offering a service for you to pull your driving record at a nominal fee. However, if you need to verify the defensive driving course completion is on your record, you may request a copy of your driving record from the DMV. Click this link for more information and access to the New York DMV form: http://www.safemotorist.com/NewYork/Driving_Records.aspx?language=en
- How do I qualify for insurance premium reduction by taking the defensive driving course?
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We will send you a certificate of completion when you graduate via the delivery method you choose. If you present this certificate of completion to your insurance company or agent within 90 days after course completion, your liability and collision premium reduction will begin immediately. This reduction will actually be retroactive to the date you completed the course.
If you present your certificate more than 90 days after course completion, your insurer could issue the premium discount effective from the date presented.
- How often can I take this defensive driving course to reduce my insurance premium?
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You may take the course once every 36 months to keep your insurance reduction benefits.
- Can more than one person on the same insurance policy receive a discount for taking the course?
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The discount can be applied to only one driver for each covered vehicle. The insurance reduction applies to all motor vehicles principally operated by the motorist who completes the course.
